Keeping Violent Offenders Off Our Streets Act of 2025
Sponsored by Scott Fitzgerald
Received in the Senate and Read twice and referred to the Committee on the Judiciary.
May 18, 2026
The bill expands the federal legal definition of 'business of insurance' to include the posting of monetary bail, criminal bail bonds, and federal immigration bail bonds. Under this expanded definition, entities and organizations that pay cash bond or bail for defendants—including charitable bail funds—are classified as engaged in the business of insurance. This classification subjects these entities to federal criminal provisions related to insurance fraud and to state licensing requirements and regulation by state insurance commissions.
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Keeping Violent Offenders Off Our Streets Act of 2025 This bill broadens the definition of the term business of insurance , for the purposes of federal crimes related to insurance fraud, to include the posting of monetary bail, criminal bail bonds, and federal immigration bail bonds. Under the bill, entities and organizations that pay cash bond or bail for defendants (e.g., charitable bail funds) are engaged in the business of insurance under federal law and subject to federal criminal provisions related to insurance fraud, as well as state licensing requirements and regulation by state insurance commissions.